I Am HAPPI!
We have many HA-PPI CLAIMS – PAYMENT PROTECTION INSURANCE where we have claimed back £thousands from Banks & Lenders. Hear our HAPPI CLAIMS NOW ON RADIO CITY. Many PPI claims (loan or mortgage payment protection insurance) have been handled by us which is why our clients are HAPPI!. We have claimed £thousands back for mis-sold PPI policies. Why our are Client HAPPI? It is because we have an excellent succcess record against many well known banks and lenders.
In one case we recently recovered just under £27,000 for one HAPPI client alone. Here our advert on RADIO CITY AND OUR HAPPI claims campaign with a high profile local Radio City Station.
We have claimed back PPI premiums plus interest against many well know high street banks and lenders:
Mis-sold PPI against First Plus
Mis-sold PPI against Alliance & Leicester
Mis-sold PPI against Black Horse Finance
Mis-sold PPI against Santander
Mis-sold PPI against Picture Loans
Mis-sold PPI against Royal Bank of Scotland
and many many more PPI claims against well know and not so well known lenders. It is important not to be affraid of taking action against your lender for mis-selling of a PPI policy. The cost of these policies staggering in proportion to the loan and benefit offered. We offer a NO WIN, NO FEE GUARANTEE so you can be rest assured that you have nothing to lose by bringing a HAPPI CLAIM with us.
NO UP FRONT CHARGES FOR A HA-PPI CLAIM
We are a professional firms of solcitors who do not ask for any upfront charges. BE CAREFUL as many “claims companies” request an up front fee. Some of these “claims companies” are no longer trading and clients run the risk of losing their money. Cut out the middle man and go straight to Solicitors. Do not risk losing your money twice.
Transferr Your PPI Claim to Solicitors
Have you paid an upfront charge to a Claims Management Company that are no longer trading? If so please contact us immediately. We know how stressful it is and we can help you with your PPI claim every step of the way. Please contact us now by calling our FREE PHONE NUMBER or EMAIL US.
What is Payment Protection Insurance (PPI)?
Payment Protection Insurance (PPI), thehas been added to a personal loan, mortgage, re-mortgage or credit card to help protect the lender’s customer if they become sick, redundant, unemployed or sustain an accident. This PPI cover is also known as ASU (accident, sickness and unemployment).
have been widely mis-sold. PPI claims are continuing and many consumers are claiming back mis-sold PPI premiums plus interest. We are experts in claiming back mis-sold PPI payment protection insurance. Do not keep wasting your money on a commonly mis-sold PPI policy that is over-priced and in many cases you could never make a claim due to the small print in the terms and conditions.
What is PPI?
Most of the policies are sold as a “secondary purchase” such as an add on to a Mortgage, Credit Card or Loan facility. In many cases, the PPI is beneficial as it offers protection in the event of redundancy, sickness and ill-health. However a lot of people do not consider PPI until the point of sale which means they are unaware of the pitfalls. It has not helped that many lenders and banks have mis-sold PPI resulting in thousands of claims being made each year.
Have You Been Mis-Sold PPI?
If you answer “YES” to any one or a combination of the following questions, you have been mis-sold PPI –
- I was told I would get a better interest rate if I took the PPI policy out with the loan
- I was not told to declare any pre-existing medical conditions
What we can Claim for you
A 100% true fact of PPI is that “If you have been mis-sold a PPI policy you are entitled to your money back plus the interest”.
As we here specialise in payment protection insurance, we have expert knowledge in the PPI field and can not only claim back your full amount of the PPI you have paid as well as the interest, we could help you to write off the whole entire loan you still owe to the lender. We can also make sure that the commission which the lender has made from selling the PPI policy is returned in full.
One of our proudest and unique policies here is that we don’t charge NO UPFRONT FEE’S for handling you PPI policy claim. You should be aware that there are various Claims management companies (CMC’s) out there that charge people a very high rate up front fee.
We pride ourselves on not charging people any fee to look at your documents to see if you have a case for a PPI claim. As we reiterate that we operate on a NO WIN NO FEE basis, which means that if your case doesn’t win then you don’t lose any money what so ever, this means that you have nothing to lose. Our fee that we charge is 25% plus VAT of the total compensation amount we receive for your benefit. This will only apply to successful PPI claims cases.
Consumers’ Are Fighting Back
Help and support are available to claim back your mis-sold PPI. You have a right to make a PPI claim and nothing should hold you back. Often this important exclusion clauses have never been explained so the PPI has limited or no protection. Also some sales tactics lead Consumers to believe that the product or loan they wish to purchase won’t be offered to them unless they take out PPI. Again this is were we can step in and help resolve the problem and recover premiums paid and interest.
Make That Claim Now
You have nothing to lose and everything to gain. Please click our contact page to claim back your mis-sold PPI.
What Consumer Groups Are Saying
Office of Fair Trading (OFT), Financial Services Authority (FSA) and consumer groups all expressing concerns about low claims ratios, high commission rates, price differentiations and product variations.
I Am Happi.com Claims 